Last updated: 2 June 2026

The information and tools provided on Tools Multiverse (toolsmultiverse.com), operated by A.I.T. Multiverse Consulting Ltd, are for general informational and educational purposes only.

No professional advice

Our calculators and tools (including financial calculators such as the loan, mortgage and compound interest calculators, and health-related calculators such as BMI and BMR) provide estimates and general information only. They do not constitute professional financial, investment, legal, medical, tax or other advice. Always consult a qualified professional before making decisions based on any result from this Site.

Accuracy and “as is” basis

While we work hard to keep our tools accurate and reliable, all content and tools are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We do not guarantee that results will be accurate, complete, current or error-free. You use the tools at your own risk and should independently verify any important results.

Limitation of liability

To the fullest extent permitted by law, A.I.T. Multiverse Consulting Ltd and Tools Multiverse shall not be liable for any loss or damage, direct or indirect, arising from your use of, or reliance on, this Site or its tools.

External links and advertising

This Site contains advertising and links to third-party websites. We are not responsible for the content, accuracy, products or practices of any third-party sites or advertisers.

Contact

Questions about this Disclaimer? Email tools@aitmultiverse.com.